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KPD Headlines, August 2008
In This Issue of KPD Headlines
- From the President, "KPD - More than Insurance!"
- Ever Wonder Why Insurance Companies Try to Settle Caims Out of Court?
- Data Compromise Coverage for Business Customers
- Workers' Compensation - Reciprocity between Oregon and Washington
- KPD Risk Solutions
- Don't Allow COBRA to Bite Your Business
From The President, "KPD - More than Insurance!"
By: Jim Ginger
In the last edition of KPD Headlines, we talked about KPD accountability and how seriously we take our role as your risk management advisor. We also mentioned that insurance is not a commodity and that insurance policy coverage is only the beginning of a risk management program.
What differentiates KPD from our competition is the tools we bring along with our expertise... To read the entire article, click here
Ever Wonder Why Insurance Companies Try to Settle Claims Out of Court?
By: Anne Martin
Data Compromise Coverage for Business Customers
By: Debbie Flores, Director of Property & Casualty Operations
I am pretty sure Benjamin Franklin wasn’t talking about technology…or was he? Technology has brought not only change to our world but change happening so fast we can barely keep up... To read the entire article, click here
Workers' Compensation - Reciprocity between Oregon & Washington
By: Diana Burnette
To read the entire article, click here
KPD Risk Solutions is a unique web-based risk management platform available to all of our valued clients. A comprehensive safety library module is available to you at no cost with more than 1,000 documents in English and Spanish... To learn more about KPD Risk Solutions, click here
Are you administering COBRA correctly?
Are you prepared for an IRS COBRA Audit?
Learn from one of the nation's foremost COBRA experts, our COBRA "Charmer", Karen Kirkpatrick with InfiniSource.
We would like you to tell us what you think about this issue and what topics you would like to see addressed in the future, to help us make KPD Headlines more informative to you.
E-mail us at kpdheadlines@kpdinsurance.com
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On behalf of the staff at KPD Insurance, thank you and we hope you enjoy reading KPD Headlines.
KPD Holiday Schedule
We will be closing our office on the following holidays;
Labor Day - 09/01/08
Thanksgiving - 11/27/08
Post Thanksgiving - 11/28/08
Christmas - 12/25/08
Post Christmas - 12/26/08
Kids to College
By: Lisa Smith
Junior got into State College, just like his dad! What's more, you've even started to help your child to collect items (laundry bags, sheets and pillows, school supplies, etc.) that he'll need for that exciting freshman year. Although all this is fine, don't forget to examine your insurance policies. Here are a couple of insurance tips:1. If your child will be going to a school more than 100 miles away and will be leaving the car at home, give us a buzz. This call could save you as much as 10% on your auto rate. On the other hand, if Junior will be attending an urban University, and really needs that car, your rates could greatly increase. Remember, though, that insuring him individually might be more expensive.
2. When thinking about dorm dangers don't forget to review your homeowners coverage with us. Let's be sure that laptop is covered.
For a review of all your coverage, contact us today. We'll be glad to help.
SAFETY in NUMBERS
By: Lisa SmithDo the pizza delivery drivers have trouble seeing your house numbers from the street? If they can't see them, neither can police or ambulance drivers. Upgrade your sign to one made with reflective materials; your address will light up when headlights shine on it whether it's a fire or a food emergency.
Did you Know?
By Robert Paskins
• The Capitol Records building in Los Angeles, has a red airplane-warning light atop the structure. The light flashes out the word "Hollywood" in Morse code every 20 seconds or so.• Gift-giving etiquette is important when traveling in Japan. However, don't use white paper when wrapping a gift because white is associated with death.
• Your brain is more active sleeping than it is watching TV.
• Fleas can accelerate 50 times faster than the space shuttle.
• In 1776, a man who made $4,000 a year was considered wealthy.
